Author's details

Date registered: March 14, 2012

Latest posts

  1. Environmental – Limits and Extensions Stretch Far — November 30, 2016
  2. PCBs in the Built Environment — November 17, 2015
  4. OIL & GAS: A WELLSPRING OF OPPORTUNITY — October 16, 2014
  5. New Federal OSHA Chemical Labeling Rules — July 3, 2014

Most commented posts

  1. Why Restoration Contractors Need Professional Liability — 2 comments
  2. Real Life Examples of Contractor Pollution Claims. — 1 comment
  3. Why do I need Contractor Pollution Liability? Examples of Claims Not Covered By General Liability Policies. — 1 comment

Author's posts listings

Nov 30

Environmental – Limits and Extensions Stretch Far

Opportunities abound in contractors’ pollution liability policies as premiums hit rock bottom in a crowded marketplace. Read the new article from ENR about Limits and Extensions. PDF Article.

Nov 17

PCBs in the Built Environment

Polychlorinated biphenyls (PCB) are a group of man-made chemicals that were used in a variety of different industrial and commercial applications, including electrical equipment, hydraulic fluids and insulating materials, from the 1950s until 1978. Due to environmental concerns, though, the manufacture of PCBs was prohibited in 1979 under the Toxic Substance Control Act (TSCA). Click …

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Nov 17



A case study on how one contractor was able to successfully fight a bill for an extra $63,000. Click this link to read full case study.

Oct 16


Oil & Gas – A Wellspring of Opportunity for Independent Agents and Brokers Oil and gas is currently the fastest growing industry in the US, but the market remains remarkably untapped in terms of potential for independent agents. Please view the article to learn more. If you can write contractors, you can do energy business …

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Jul 03

New Federal OSHA Chemical Labeling Rules


The rules and regulations are always changing, and that especially goes for contractors. The new Federal OSHA chemical labeling rules will impact every carpet cleaner, janitorial company, and fire/water restoration and reconstruction company in America. Micheal Wilson covers how these new rules will affect you and your business. Read this very important article to know …

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Mar 05

The Accelerated Producer Intensive™- “Send Us Your Rookie & We’ll Send You Back a Warrior”


Get ready for The Accelerated Producer Intensive™ The NEW 3-Day Workshop brought to you by National E&S   “Not Getting The Sales Results From Your Producers You’d Hoped?   Don’t Have The Time To Train & Manage Them Yourself?   Send Us Your Rookie, & We’ll Send You Back A Warrior!”   Money Back Guarantee …

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Jan 25

Business Personal Property and Inland Marine Coverage Discussion for the Restoration Professional


Most restoration contractors will have a General Liability and Pollution policy which provides protection to them from third parties in the event some third party alleges negligence against them. Business Personal Property (Contents) coverage provides first party coverage for the contractor’s contents at his office location. Examples would include computers, desks, phone systems, computers, and …

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Aug 27

Avoiding The Dreaded “HAMMER CLAUSE”

I have recently seen contractor pollution policies and contractor professional liability policies that contain the dreaded “hammer clause,” which compels an insured to comply with an insurer’s decision to settle a case rather than fight it out in court. Some insurance carriers also call this the “cooperation clause,” as it forces insureds to settle a …

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May 06

Sampling of Environmental Losses in Buildings

Long Island apartment tenants forced out – mold remediation expected to cost millions for Archstone-Smith A resident of a water-damaged apartment complex filed a lawsuit Wednesday against the property owner, saying that the Archstone Westbury’s “water intrusion problems” and reported mold and mildew made her sick and damaged her property, according to court documents. Andrea …

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Apr 29

Why Contractors Need Environmental Insurance


No matter how careful you are, you can never eliminate all exposure to hazardous materials or waste on construction jobsites. Improving quality control, material handling procedures, conducting site surveys, and updating work policies can help prevent accidents and exposure and improve work site health and safety, but these steps alone may not be enough to …

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