Monthly Archive: April 2012

Apr 25

Why Your Insurance Agency Should Offer Contractor Pollution Liability On Construction Risks

Visit or call us at (888) 473-8985 There are two things that motivate insurance agencies, additional revenue streams from cross selling opportunities and protecting the agency from errors and omissions claims. Contractors are around potential pollution hazards on a daily basis and virtually every single general liability policy issued today in the United States …

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Apr 23

Wondering If The EPA Is Going To Fine Contractors For Violations?

So the question has been bandied about whether or not the EPA would actually crack down on contractors and fine them for violations. Well we now have an answer! is reporting that Two remodelers and a rental property owner have been fined by the EPA for violations of the Lead Renovation, Repair and the Painting …

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Apr 20

Sampling of Environmental Losses in Buildings


Long Island apartment tenants forced out – mold remediation expected to cost millions for Archstone-Smith A resident of a water-damaged apartment complex filed a lawsuit Wednesday against the property owner, saying that the Archstone Westbury’s “water intrusion problems” and reported mold and mildew made her sick and damaged her property, according to court documents. Andrea …

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Apr 14

Why do I need Contractor Pollution Liability? Examples of Claims Not Covered By General Liability Policies.


Because environmental claims can happen to any contractor… Stuff happens! And it it happens when we least expect it to happen. Many non-environmental contractors assume that claims arising from operations are covered by the general liability policy. However, claims resulting from a “pollution incident” are excluded from most general liability policies, which leaves many of …

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Apr 04

Hidden Risks of Lead Exposure

OP and Envirocheck Inc. CEO, John Meador discuss the new guidelines for lead based paint. The EPA has placed major sanctions on using lead based paint in restoration projects. John explains what a contractor has to do when dealing with lead, how to test for contamination, and what insurance claim adjusters should know when dealing …

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Apr 02

National E & S Insurance Brokers New Apartment Program Policy


Habitational risks such as apartments and including condominiums, hotels, assisted living communities, college dormitories, homeowner associations, and healthcare facilities have significant indoor and outdoor environmental exposures whether already built or new construction. While mold is a major risk, other exposures exist such as lead, asbestos, radon, carbon monoxide, soil contamination, underground storage tanks, and bacteria …

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