Monthly Archive: April 2013

Apr 29

Why Contractors Need Environmental Insurance

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No matter how careful you are, you can never eliminate all exposure to hazardous materials or waste on construction jobsites. Improving quality control, material handling procedures, conducting site surveys, and updating work policies can help prevent accidents and exposure and improve work site health and safety, but these steps alone may not be enough to …

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Apr 23

Plumbers and HVAC Pollution Liability Exposures

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Today’s plumbing or HVAC professional is assuming risks that were previously covered by their general liability policies. Insurance carriers today routinely insert pollution, asbestos, lead, microbial matter (mold) and bacteria exclusions into their policies. These exclusions were being added over the last 8 years as insurance carriers were paying claims for the above exposures they …

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