Contractors Pollution Liability for Lead Based Paint

window with lead based paint

On October 30, 2010, the United States Environmental Protection Agency (USEPA) began enforcing a regulation aimed at preventing lead poisoning. All contractors performing renovation, repair or painting projects that disturb lead-based paint in pre-1978 homes, child care facilities and schools must be certified and follow lead-safe work practices. Firms must be certified and renovators must be trained.
The fine for non-compliance by the EPA is $37,500 per violation PER DAY!
Download our printable fact sheet and the EPA's Small Entity Compliance Guide to Renovate Right to learn more about this new regulation and share it with your contractor insureds.

drywall contractorsWhile the new regulation does not mandate insurance coverage for the
contractor, the exposures are still present.

National E & S provides Contractors Pollution Liability that offers broad, innovative pollution coverage for small, medium and large contracting accounts. Protect your E & O and separate yourself from your competition by offering contractor pollution liability on your renewals and new business.

Need a quick quote?
Download our CPL Quick Indication Form in Word or PDF format.

Coverage Details

Coverage - Contractors Pollution Liability

  • Occurrence and Claims-Made Forms
  • Bodily Injury, Property Damage, Cleanup Costs
  • Blanket Additional Insured's and Waiver of Subrogation available
  • No residential or lead exclusions
  • Options available for mold, transportation pollution, blanket non-owned disposal site, Professional Liability coverage

  • Capacity

  • Up to $25 million per occurrence/claim

  • Minimum Premiums

  • Varies by carrier from $800 to $2500

  • Key Competitive Advantages

  • A.M. Best A+ (Superior) and Standard & Poor's A+ (Strong)
  • Covers work performed by or on behalf of Named Insured (work by subcontractors)
For additional information on the USEPA Guidelines please visit http://www.epa.gov/lead/pubs/renovation.htm


Download our printable fact sheet and the EPA's Small Entity Compliance Guide to Renovate Right to learn more about this new regulation and share it with your contractor insureds.

Click here to download our Contractor Pollution Liability Application
Contact Us today for more information